Cycling Claims Calculator
Compensation is given with the aim of getting injured people back to the position they were in ‘before’ they were involved in an accident.
Compensation settlements are often broken down into two parts:
General Damages
General damages are awarded to claimants for any instance of pain, suffering and loss of amenity (collectively known as ‘PSLA’) they have experienced as the result of a cycling injury.
General damages are calculated using a table of recommended compensation figures set out in the ‘Guidelines for the Assessment of General Damages in Personal Injury Cases, Thirteenth Edition by the Judicial College’. These Guidelines are typically referred to by solicitors, insurance companies and courts when a injury claim is being processed. To look through the potential claimant awards, please see our table below.
Calculating compensation for multiple cycling injuries
Unfortunately, many in a collisions between cyclists and other road users can often result in multiple injuries.
A rider knocked off their bike might both fracture a leg and endure a concussion. In this instance, they could be eligible to receive compensation for both injuries. However, general damages for multiple injuries are not calculated by simply adding together the recommended amount for each injury.
Instead, the courts take the view that, although you are entitled to compensation for each injury you have sustained, the severity of some injuries effectively masks the pain, suffering and loss of amenity of less severe injuries.
For example, a broken toe will have less of an impact on a cyclist who is also bed-bound due to a fractured ankle than if they only had a broken toe.
Consequently, a court is likely to provide a full award for the most severe injury sustained, and calculate a portion of the recommended amount for each other, lesser, injury sustained, depending on the overlap of suffering between each injury.
Special Damages
Special damages are awarded to compensate claimants for any accident related financial losses, such as loss of earnings or damage to a bicycle as well as any costs incurred as a result of the injury. These are awarded in proportion to provable costs brought forward by the claimant, such as a receipt showing the cost of fixing a damaged bike.
Calculate your compensation
Below is our online cycling injury compensation calculator, which helps you calculate how much compensation you could be able to claim, from the minimum amount to the maximum amount.
| Section | Injury | Description | Min Amount | Max Amount |
|---|---|---|---|---|
| Head Injury | Brain Injury | Minor brain or head injury | £1,675 | £9,700 |
| Less severe brain damage | £11,650 | £32,700 | ||
| Moderate brain damage | £32,725 | £166,500 | ||
| Moderately severe brain injury | £166,500 | £214,350 | ||
| Very severe brain damage | £214,350 | £307,000 | ||
| Epilepsy | Other epileptic conditions | £8,100 | £20,000 | |
| Established petit mal | £41,675 | £100,000 | ||
| Established grand mal | £77,500 | £114,100 | ||
| Facial injury | Simple nose fracture | £1,300 | £1,925 | |
| Simple cheekbone fracture | £1,775 | £2,275 | ||
| Displaced nose fracture | £1,925 | £2,400 | ||
| Displaced nose fracture requiring surgery | £3,000 | £3,875 | ||
| Simple cheekbone fracture needing surgery | £3,300 | £4,900 | ||
| Simple jaw fracture | £4,900 | £6,650 | ||
| Serious cheekbone fracture | £7,750 | £12,000 | ||
| Serious nose fracture with permanent damage | £8,100 | £17,575 | ||
| Multiple facial fractures | £11,300 | £18,200 | ||
| Serious jaw fracture | £13,650 | £23,175 | ||
| Le Fort fractures of facial bones | £18,100 | £27,925 | ||
| Serious multiple jaw fractures | £23,175 | £34,600 | ||
| Teeth injury | Loss or damage to back teeth (per tooth) | £830 | £1,300 | |
| Loss or damage to front tooth | £1,675 | £3,000 | ||
| Loss or damage to two front teeth | £3,300 | £5,800 | ||
| Loss or damage to several front teeth | £6,650 | £8,675 | ||
| Injury affecting sight | Transient (short lived) eye injury | £1,675 | £3,000 | |
| Minor eye injury | £3,000 | £6,650 | ||
| Minor permanent damage to vision in one or both eyes | £6,925 | £15,950 | ||
| Serious loss of vision in one eye | £18,000 | £30,000 | ||
| Complete loss of sight in one eye | £37,450 | £41,675 | ||
| Total loss of one eye | £41,675 | £50,000 | ||
| Loss of sight in one eye with reduced vision in the remaining eye | £48,600 | £80,500 | ||
| Total blindness | In the region of £204,250 | |||
| Total blindness and deafness | In the region of £307,000 | |||
| Post-traumatic stress | Post-traumatic stress | Less severe post-traumatic stress | £3,000 | £6,225 |
| Moderate post-traumatic stress | £6,000 | £17,000 | ||
| Moderately severe post-traumatic stress | £17,600 | £45,500 | ||
| Severe post-traumatic stress | £45,500 | £76,500 | ||
| Back injury | Back injury | Back injury recovering in a few months at most | Up to £1,860 | |
| Back injury recovering in up to 2 years | £1,860 | £6,000 | ||
| Back injury recovering in 2-5 years | £6,000 | £9,500 | ||
| Back injury causing permanent symptoms | £9,500 | £21,100 | ||
| Back injury causing serious permanent symptoms | £21,100 | £29,475 | ||
| Back injury causing chronic permanent symptoms | £29,475 | £53,000 | ||
| Serious back injury causing significant permanent impact | £56,375 | £67,200 | ||
| Severe back injury with spinal cord damage | £69,200 | £122,350 | ||
| Neck injury | Neck injury | Minor neck injury | £300 | £1,860 |
| Neck injury recovering completely in up to a year | £1,860 | £3,300 | ||
| Neck injury recovering completely in 1-2 years | £3,300 | £6,000 | ||
| Neck injury bringing other problems forward or making them worse | £6,000 | £10,450 | ||
| Neck injury causing spondylosis, serious limitation of movement or permanent/recurring pain | £10,450 | £19,000 | ||
| Neck injury involving fractures, dislocations or severe soft tissue (muscle) damage recovering to a restricted level | £19,000 | £29,250 | ||
| Neck injury involving fractures, dislocations or severe soft tissue (muscle) damage leaving chronic permanent symptoms | £34,575 | £42,550 | ||
| Serious neck injury involving fractures or damage to discs | £50,000 | £99,500 | ||
| Severe neck injury | In the region of £112,750 | |||
| Whiplash | Whiplash recovering within 3 months | £300 | £1,860 | |
| Whiplash recovering between 3 months and 1 year | £1,860 | £3,300 | ||
| Whiplash between 1 and 2 years | £3,300 | £6,000 | ||
| Shoulder injury | Shoulder injury | Minor shoulder injury | Up to £6,000 | |
| Moderate shoulder injury | £6,000 | £9,700 | ||
| Serious shoulder injury | £9,700 | £14,600 | ||
| Severe shoulder injury | £14,600 | £36,500 | ||
| Arm injury | Arm injury | Fractured forearms (between the elbow and the wrist) | £5,000 | £14,600 |
| Serious arm injury leaving some long lasting effects | £14,600 | £29,800 | ||
| Serious arm injury leaving permanent and substantial effects | £29,800 | £45,500 | ||
| Loss of one arm below the elbow | £73,100 | £83,325 | ||
| Severe arm injury | £73,100 | £99,500 | ||
| Loss of one arm above the elbow | £83,325 | £99,500 | ||
| Loss of one arm at the shoulder | No less than £104,250 | |||
| Loss of both arms | £183,000 | £228,000 | ||
| Finger injury | Fracture of one finger | Up to £3,600 | ||
| Loss of part of a little finger | £3,000 | £4,450 | ||
| Loss of the end of a ring or middle finger | £3,000 | £6,000 | ||
| Loss of a little finger | £6,575 | £9,300 | ||
| Fractured index (first) finger leaving permanent symptom | £6,925 | £9,300 | ||
| Loss of part of an index (first) finger | £9,250 | £14,250 | ||
| Loss of a middle finger | In the region of £11,875 | |||
| Serious ring or middle finger injury causing permanent loss of grip | £11,300 | £12,425 | ||
| Loss of an index (first) finger | In the region of £14,250 | |||
| Loss of ring and little finger | In the region of £16,600 | |||
| Loss of the end of the middle and first finger | In the region of £19,000 | |||
| Severe fractured fingers leading to possible amputation | Up to £27,925 | |||
| Loss of index finger and middle or ring finger | £47,050 | £69,000 | ||
| Hand injury | Minor hand injury | £700 | £3,300 | |
| Serious hand injury with full or close to full recovery | £4,100 | £10,100 | ||
| Serious hand injury with significant loss of use of the hand | £22,050 | £47,050 | ||
| Serious damage to both hands | £42,250 | £64,275 | ||
| Loss of one hand, or loss of use of one hand | £73,100 | £83,325 | ||
| Loss of both hands, or loss of use of both hands | £107,000 | £153,200 | ||
| Thumb injury | Thumb injury recovering in a short time | Up to £1,675 | ||
| Thumb injury recovering in around 6 months | Up to £3,000 | |||
| Severe thumb dislocation | £3,000 | £5,150 | ||
| Moderate thumb injury | £7,350 | £9,575 | ||
| Serious thumb injury | £9,575 | £12,750 | ||
| Very serious thumb injury | £14,900 | £26,600 | ||
| Loss of a thumb | £27,000 | £41,675 | ||
| Elbow injury | Elbow injury not causing significant long term problems | Up to £9,575 | ||
| Elbow injury causing some long term problems | £11,900 | £24,350 | ||
| Severe, disabling elbow injury | £29,800 | £41,675 | ||
| Wrist injury | Colles wrist fractures | In the region of £5,650 | ||
| Wrist fractures and other injury recovering in up to one year | £2,675 | £3,600 | ||
| Wrist injury taking around two years to heal completely | Up to £7,800 | |||
| Wrist injury causing permanent pain and stiffnes | £9,575 | £18,625 | ||
| Serious wrist injury causing significant permanent problems | £18,625 | £29,800 | ||
| Severe wrist injury causing loss of function of the wrist | £36,200 | £45,500 | ||
| Pelvis or hip injury | Pelvis or hip injury | Minor hip or pelvis soft tissue (muscle) injury | Up to £3,000 | |
| Hip or pelvis injury leaving minimal or no long term problems | £3,000 | £9,575 | ||
| Significant hip or pelvis injury leaving some long term problems | £9,575 | £20,200 | ||
| Significant hip or pelvis injury without serious permanent damage | £20,200 | £29,800 | ||
| Hip or pelvis fractures needing surgery | £29,800 | £39,900 | ||
| Hip or pelvis fractures causing long term problems | £47,050 | £59,600 | ||
| Extensive fractures causing serious long term problems | £59,600 | £99,500 | ||
| Leg injury | Achilles tendon | Minor achilles tendon injury | £5,525 | £9,575 |
| Partial achilles rupture or significant tendon damage | £9,575 | £16,000 | ||
| Severed achilles tendon successfully repaired by surgery | £19,000 | £22,875 | ||
| Severed achilles tendon and muscle injury | In the region of £29,200 | |||
| Ankle injury | Ankle injury recovering completely or leaving mild symptoms | Up to £10,450 | ||
| Ankle injury causing some permanent problems | £10,450 | £20,200 | ||
| Severe ankle injury causing permanent problems walking | £23,800 | £38,050 | ||
| Very severe rare ankle injury | £38,050 | £53,000 | ||
| Foot injury | Common foot injury, most healing completely | Up to £10,450 | ||
| Displaced metatarsal fractures with permanent symptoms | £10,450 | £19,000 | ||
| Serious foot injury | £19,000 | £29,800 | ||
| Severe injury to one or both feet | £31,900 | £53,200 | ||
| Very severe permanent foot injury | £63,825 | £83,325 | ||
| Loss of one foot | £63,825 | £83,325 | ||
| Loss of both feet | £128,750 | £153,200 | ||
| Knee injury | Knee injury that recover completely or leave minimal symptoms | Up to £10,450 | ||
| Knee injury causing mild long term problems | £11,275 | £19,900 | ||
| Knee injury causing serious long term problems | £19,900 | £33,000 | ||
| Leg fractures which include the knee joint | £39,625 | £53,000 | ||
| Severe knee injury | £53,000 | £73,125 | ||
| Leg injury | Fractured femur (thigh bone) | £6,925 | £10,700 | |
| Fractured tibia or fibula (lower leg) or soft tissue injury | Up to £9,000 | |||
| Leg fractures or soft tissue injury causing some permanent problems | £13,650 | £21,100 | ||
| Severe crushing injury and serious or complicated leg fractures | £21,100 | £29,800 | ||
| Serious leg injury leaving permanent problems | £29,800 | £41,675 | ||
| Very serious leg injury leaving permanent problems | £41,675 | £64,275 | ||
| Severe leg injury without amputation | £73,150 | £103,250 | ||
| Loss of one leg below the knee | £74,475 | £101,075 | ||
| Loss of one leg above the knee | £79,700 | £104,500 | ||
| Loss of both legs below the knee | £153,200 | £205,300 | ||
| Loss of both legs | £183,000 | £214,350 | ||
| Toe injury | Toe injury not leaving significant long term problems | Up to £7,300 | ||
| Serious injury to the big toe or to several other toes | £7,300 | £10,450 | ||
| Severe toe injury including amputations | £10,450 | £16,000 | ||
| Loss of a big toe | In the region of £23,800 | |||
| Loss of all of the toes on a foot | £27,750 | £42,600 | ||
| Paralysis | Paralysis | Temporary paraplegia | £37,500 | £41,250 |
| Tetraplegia or quadraplegia | £246,750 | £307,000 | ||
| Scarring | Scarring to other parts of the body | A single noticeable scar, or several superficial scars not to the face | £1,800 | £5,950 |
| Scarring after an exploratory laparotomy | In the region of £6,575 | |||
| Several noticeable scars or one disfiguring scar, not to the face | £5,950 | £17,275 | ||
| Burns covering 40% or more of the body | No less than £79,700 |